Phobia

This bug has a debilitating fear of something in particular. When faced with its fear, the bug must make an Insight check. The difficulty of this check is determined by the GM based on how commonly the feared object or concept is encountered and the severity of the current exposure.

If the bug fails this check, they receive a -1 die penalty to all rolls other than Soak and may not willingly confront or approach the target of their fear. This lasts until they can no longer sense their fear and a number of rounds have passed equal to how many successes by which they failed the Insight check.